Discover the Best Annuity Rates for Your Fixed Index Annuity

Who Buys a Fixed-Index Annuity?

People purchase a fixed index annuity because they are not satisfied with the returns from their CD’s and annuity rates that are fixed, and don't have the time for the stock market.

If you have sufficient time to recover from potential losses, direct stock market investments should give you a higher return than a fixed index annuity. However, if your time frame is too short to recover from a potential bad market, or you simply don't like the idea of possibly losing principal, a fixed index annuity are used as an alternative saving vehicle to bank instruments, fixed rate annuities, bonds and mutual funds. If you can wait on the funds and still need the investment to be fixed, try a deferred annuity.

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